Problems of farm credit in Nakornsawan Thailand and the role of credit institution

Author: Nattha Charernsuk

AIT Library Call Number: AIT SSPR no. HS-91-02

Year: 1991

Academic Program: Human Settlement (HS)

Type: Special Studies Project Report (M.Sc.) – Asian Institute of Technology, 1981

Examination Committee: H.W.A Vokes (Chairperson); Hideki Kaji,, (Examination Committee Members)

Abstract: The study examines the structure and the flow of rural credit in the Districts of Nongbua ano LardΓÇöPro, Nakornsawan, Thailand. It is observed that informal sources of Loans are still prevalent, although institutional sources, with the exception of the cooperatives, have come to take a bold step in rural financing. while PACC loans, especially those on shortΓÇöterm basis, show an increasing trend, a steady rise in commercial bank loan volume can be observed. However, the complex procedure and delay in the PAAC loan extension are reported to many formers, and the commercial banks are round to limit their Loans to Larger farmers. Long-term Loans flow the credit institutions are needed more by farmers, both small and larger, to invest in durable productive assets. Most farmers have adopted, although at different degrees, the new technology. Iit can be predicted that with more intensive supervision service, more productive use or credit can be expected.

Scholarship Donor(s): The Government of Canada

Note: A special study submitted in partial fulfillment of the requirements for the degree of Master of Science

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