Author: Yogendra Prasad Acharya
AIT Library Call Number: AIT Thesis no. HS-98-01
Year: 1998
Academic Program: Human Settlement (HS)
Type: Thesis (M. Sc.) – Asian Institute of Technology, 1998
Examination Committee: Reidar Dale (Chairperson); Yap Kioe Sheng, Soparth Pongquan (Examination Committee Members)
Abstract: Small Farmer Development Program is one of the crucial line of credit programs for Agricultural Development Bank of Nepal (ADBN) since one of its objectives was to help the resource poor rural farmers benefit in terms of employment generation, increased production and productivity in agriculture and agriculture-led enterprises and thereby achieve overall economic development at the household level through timely flow of credit in their favor. The program started in 1975 and has been carrying out various activities in Nepal. ADBN started and implemented the SPO at Raviopi in July 1986 with the major objectives such as increasing the inputs use pattern and output productivity of the agriculture and agriculture-led industrial activities, employment generation and socio-economic development of the farmers and entrepreneurs ofRaviwopi VDC through adequate flow of credit in their favor. The qualitatively designed field survey conducted for detecting the effect and impact of the Small Farmer Development Program on the borrowers covered 20 farmers, selected from 3 different wards of the project area, representing homogenous topography of the village. It is found that all the borrowing small farmers are engaged in agriculture. The literacy level among the borrowers is significantly lower (25%) than that of the national average of 40 percent. Farmers borrowed loans from ADBN mainly for five activities namely Cash crop, Cereal crop, Livestock, Sprinkler Irrigation, and Agriculture inputs. Out of total borrowers, 95 percent are found having no overdue. The total overdue amount against the outstanding loan is only five percent. According to the Project Manager, the repayment rate is estimated at about 70 percent which is higher than the average rate of 61. 1 percent estimated by ADBN for the Sixth Agricultural Credit Project for 1994/95. The productivity of potato, vegetables (like cabbage, cauliflower,), Ginger, Maize and Wheat increased significantly in the village. The improved irrigation facilities
Scholarship Donor(s): Queen Sirikit Scholarship for the Asian Environment Development Program, Government of Thailand
Note: A thesis submitted in partial fulfillment of the requirements for the degree of Master of Science, School of Environment, Resources and Development
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